3 Nephi 14

24 Therefore, whoso heareth these sayings of mine and doeth them, I will liken him unto a wise man, who built his house upon a rock—
25 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell not, for it was founded upon a rock.
26 And every one that heareth these sayings of mine and doeth them not shall be likened unto a foolish man, who built his house upon the sand—
27 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell, and great was the fall of it.

In this familiar parable, the rain descended, the floods came, and the winds blew on the man whose house was built on a rock, just the same way it did for the man who built on a foundation of sand. Having faith in Jesus Christ and being founded on the rock of our Redeemer does not provide insurance against trial and adversity. But it does give us the wherewithal to withstand every trial and overcome every adversity.